ALERT: SBA 504 Loan Projects that fund before September 27, 2020, are eligible for the 6 month SBA subsidy payments. This is for straight acquisition and refinancing projects. Get your applications in now, in order to ensure you are approved in order to take advantage of this subsidy.

HCDC specializes in small business loans and financing, such as the SBA 504 Loan, the SBA Debt Refinance Program, and the Ohio Regional 166 Loan to fit the needs of expanding businesses that are looking to finance the purchase of commercial real estate and heavy machinery/equipment. Recently, HCDC added the SBA-ILP loans to bridge the gap in the credit market.

Drawing from over 35 years of lending experience, economic development organization HCDC helps small- and medium-sized businesses by facilitating the small business loan process. Certified by the U.S. Small Business Administration (SBA), HCDC provides growing businesses long-term, fixed-rate financing for as little as 10% down in Ohio, Kentucky, and Southeast Indiana. Contact us at 513-631-8292 or at to get started.

As a top SBA 504 loan provider, HCDC has financed more than $1.0 billion in approved projects in Ohio, Kentucky, and Southeast Indiana. That investment means 10,000 new jobs have been created from business growth, contributing to the economic health of local communities.

Kelsey Chevrolet

HCDC SBA 504 Loan Borrower
$4,727,653 Project Cost
$1,712,000 HCDC Debenture
Third-Party Lending Partner: Fifth Third Bank

Deeper Roots Coffee Roasting Equipment

HCDC Ohio Regional 166 Loan
$132,385 Total Equipment Cost
$57,000 HCDC Ohio Regional 166 Loan
Third-Party Lending Partner: CenterBank

House of Brows & Lashes

HCDC SBA 504 Loan Borrower
$655,000 Project Cost
$274,000 HCDC Debenture
Third-Party Lending Partner: First Financial Bank

Small Business Success Stories…

“Working with HCDC has been very easy. I can always call Angie [Loan Officer Angela Howard] with any questions. She even gave me her personal cell number for me to reach her when she was out of the office. Most people have heard of the SBA, but without them, the bank won’t come in, and you won’t get state and local investment.”

kenny mcnutt madtree

Kenny McNutt

MadTree Brewing Partner, SBA 504 Loan Borrower

“HCDC walked me through the SBA 504 loan process every step of the way, which I really needed since I had never purchased commercial real estate before. They also helped me out with a tricky leased land situation that helped pave the way for future commercial real estate purchases.”

steve dorgan wray precision

Steve Dorgan

President, Wray Precision, SBA 504 Loan Borrower

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