HCDC | Lending, Economic Development, and Business Incubation

Business Lending

Drawing from over 30 years of lending experience, we help small and medium-size businesses achieve big goals. Certified by the U.S. Small Business Administration (SBA), we provide growing businesses long-term, fixed rate financing for as little as 10% down.

Business Incubation

HCDC’s Business Center is a nationally-recognized startup incubator in Southwest Ohio that helps entrepreneurs launch successful technology-oriented businesses through coaching, connections, innovative programming, access to capital, and a diverse learning environment.

Economic Development

We help strengthen communities by retaining, expanding and attracting businesses to Hamilton County, Ohio. Through coordination of resources, financing, and incentives; we provide expert technical assistance to those seeking to invest or grow in the area.

All Business Incubation156 Business Lending190 Economic Development138

Looking For the Next 10 Second-Stage Companies

September 9, 2019

Economic Development, News

Grow Hamilton County’s Economic Garden! Have you ever heard of the term “Economic Gardening”? Neither had I until about six months ago. Nonetheless, in taking on the Director of Innovation Services role for HCDC’s Office of Innovation + Creativity (OIC) I’ve seen first-hand the OIC’s opportunity to driving the local economy behind its Economic…

How Low Can They Go?

September 5, 2019

Business Lending, News

Historically low rates for September 2019! If ever there was a time to invest in your company, now is that time with interest rates at record lows. 25 Year: 3.458% 20 Year: 3.359% 10 Year: 3.563% Small businesses that are considering purchasing owner-occupied real estate really need to take a look at the SBA 504…

“Working with HCDC has been very easy. I can always call Angie [Loan Officer Angela Howard] with any questions. She even gave me her personal cell number for me to reach her when she was out of the office. Most people have heard of the SBA, but without them, the bank won’t come in, and you won’t get state and local investment.”

Kenny McNutt

MadTree Brewing Partner, SBA 504 Loan Borrower

“HCDC walked me through the SBA 504 loan process every step of the way, which I really needed since I had never purchased commercial real estate before. They also helped me out with a tricky leased land situation that helped pave the way for future commercial real estate purchases.”

Steve Dorgan

President, Wray Precision, SBA 504 Loan Borrower

“HCDC is indispensible in staying on top of what’s going on in the business district, Hamilton County, and the region, and helping us define and refine its future.”

Mike Lemon

Columbia Township Administrator

“HCDC was able to take our strategic concept and support our efforts to bring it to life through tactical execution, from working with vendors and business owners to coordinating key partner meetings. Their involvement was a key to our success!”

Beth Robinson

President & CEO of the Uptown Consortium, Inc., and HCDC Board Member

“HCDC was extremely helpful to me as the new City Manager. It was great to get an outside perspective on the North College Hill business district and the issues facing the businesses located here. I also appreciated the guidance I received in the City’s efforts to attract new businesses to the City.”

Sheryl Long

North College Hill City Administrator

“HCDC has always been and continues to be an important partner for our community. The organization has been instrumental in our efforts to position Forest Park as a destination for business investment and development. The organization’s expert staff has helped our companies secure financing and incentives for expansion. They even assisted with our campaign to redevelop and reposition underdeveloped properties. HCDC’s team is truly an invaluable resource and key contributor to our recent success.”

Paul Brehm

City of Forest Park Economic Development Director and HCDC Board Member

“I’d to thank HCDC for all it did for us early on in our business. We started the business back in 2009, and at that time we were two guys and an idea. At that stage of a company’s lifecycle, you encounter lots of challenges and don’t have answers. The HCDC Business Center really served as an advisory board for us, to provide us with advice and guidance when we needed it, to give us the encouragement and support when we didn’t quite see the light at the end of the tunnel.”

Austin Allison

Founder of DotLoop (now owned by Zillow)

“We benefitted tremendously from incubating at the HCDC Business Center. While the affordable rent and fast internet services were great, the bigger drivers were: Informal networking with other entrepreneurs; Being equidistant to anything in Greater Cincinnati; Exposure to local investors and banks; The availability to tap the expertise of mentors and coaches. Would we go with the Business Center again if we had to do it all over again? Hands down, no doubt!”

Brian Taylor

CEO, Scenario Learning, 2008 Business Center Graduate

“The Business Center is Greater Cincinnati’s greatest entrepreneurial asset. The incubation program gave me the foundation and the encouragement that I needed to succeed.”

Thomas Reed

Founder Intrexon Corp., 2004 Business Center Graduate

All Business Incubation156 Business Lending190 Economic Development138

Looking For the Next 10 Second-Stage Companies

September 9, 2019

Marianne McWilliams

Grow Hamilton County’s Economic Garden! Have you ever heard of the term “Economic Gardening”? Neither had I until about six months ago. Nonetheless, in taking on the Director of Innovation Services role for HCDC’s Office of Innovation + Creativity (OIC) I’ve seen first-hand the OIC’s opportunity to driving the local economy behind its Economic…

How Low Can They Go?

September 5, 2019

Marianne McWilliams

Historically low rates for September 2019! If ever there was a time to invest in your company, now is that time with interest rates at record lows. 25 Year: 3.458% 20 Year: 3.359% 10 Year: 3.563% Small businesses that are considering purchasing owner-occupied real estate really need to take a look at the SBA 504…

September’s 2019 Leaderboard

September 5, 2019

Marianne McWilliams

Banks with the most Loans (Tie breaker is the dollar amount) CenterBank – 4 Loans Heritage Bank – 3 Loans First Financial Bank – 3 Loans People’s Bank – 3 Loans Bank of Wisconsin Dells – 2 Loans CIVISTA Bank – 2 Loans Huntington Bank – 2 Loans Cbank – 2 Loans PNC Bank –…

Business Lending

Business Incubation

Economic Development

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Looking For the Next 10 Second-Stage Companies

How Low Can They Go?

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Switched on Startup – featuring Mark Dawes – part of our NEW emc² Series

Community Improvement Corporations Meeting

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Looking For the Next 10 Second-Stage Companies

How Low Can They Go?

September’s 2019 Leaderboard

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