HCDC | Lending, Economic Development, and Business Incubation

Business Lending

Drawing from over 30 years of lending experience, we help small and medium-size businesses achieve big goals. Certified by the U.S. Small Business Administration (SBA), we provide growing businesses long-term, fixed rate financing for as little as 10% down.

Business Incubation

HCDC’s Business Center is a nationally-recognized startup incubator in Southwest Ohio that helps entrepreneurs launch successful technology-oriented businesses through coaching, connections, innovative programming, access to capital, and a diverse learning environment.

Economic Development

We help strengthen communities by retaining, expanding and attracting businesses to Hamilton County, Ohio. Through coordination of resources, financing, and incentives; we provide expert technical assistance to those seeking to invest or grow in the area.

All Business Incubation157 Business Lending192 Economic Development141

Is it Time to Refinance Your Commercial Property?

October 11, 2019

Business Lending, News

THE SBA REFINANCE PROGRAM Are you a small business owner who owns your own commercial or industrial building? Are you a professional who advises small businesses who own owner-occupied real estate? If so, you need to be aware of the historical opportunity that the SBA 504 Refinance Program offers. Made permanent in 2016, the SBA…

Benefits of an SBA 504 Loan: A True Win – Win

October 10, 2019

Business Lending, News

Did your parents ever tell you that if it is too good to be true, it probably is. The one exception to this rule may be the SBA 504 Loan. According to Joe Mayer, Senior Vice President at Heritage Bank and a former HCDC, Inc. Lender of the Year, the 504 program “is a win-win…

“Working with HCDC has been very easy. I can always call Angie [Loan Officer Angela Howard] with any questions. She even gave me her personal cell number for me to reach her when she was out of the office. Most people have heard of the SBA, but without them, the bank won’t come in, and you won’t get state and local investment.”

Kenny McNutt

MadTree Brewing Partner, SBA 504 Loan Borrower

“HCDC walked me through the SBA 504 loan process every step of the way, which I really needed since I had never purchased commercial real estate before. They also helped me out with a tricky leased land situation that helped pave the way for future commercial real estate purchases.”

Steve Dorgan

President, Wray Precision, SBA 504 Loan Borrower

“HCDC is indispensible in staying on top of what’s going on in the business district, Hamilton County, and the region, and helping us define and refine its future.”

Mike Lemon

Columbia Township Administrator

“HCDC was able to take our strategic concept and support our efforts to bring it to life through tactical execution, from working with vendors and business owners to coordinating key partner meetings. Their involvement was a key to our success!”

Beth Robinson

President & CEO of the Uptown Consortium, Inc., and HCDC Board Member

“HCDC was extremely helpful to me as the new City Manager. It was great to get an outside perspective on the North College Hill business district and the issues facing the businesses located here. I also appreciated the guidance I received in the City’s efforts to attract new businesses to the City.”

Sheryl Long

North College Hill City Administrator

“HCDC has always been and continues to be an important partner for our community. The organization has been instrumental in our efforts to position Forest Park as a destination for business investment and development. The organization’s expert staff has helped our companies secure financing and incentives for expansion. They even assisted with our campaign to redevelop and reposition underdeveloped properties. HCDC’s team is truly an invaluable resource and key contributor to our recent success.”

Paul Brehm

City of Forest Park Economic Development Director and HCDC Board Member

“I’d to thank HCDC for all it did for us early on in our business. We started the business back in 2009, and at that time we were two guys and an idea. At that stage of a company’s lifecycle, you encounter lots of challenges and don’t have answers. The HCDC Business Center really served as an advisory board for us, to provide us with advice and guidance when we needed it, to give us the encouragement and support when we didn’t quite see the light at the end of the tunnel.”

Austin Allison

Founder of DotLoop (now owned by Zillow)

“We benefitted tremendously from incubating at the HCDC Business Center. While the affordable rent and fast internet services were great, the bigger drivers were: Informal networking with other entrepreneurs; Being equidistant to anything in Greater Cincinnati; Exposure to local investors and banks; The availability to tap the expertise of mentors and coaches. Would we go with the Business Center again if we had to do it all over again? Hands down, no doubt!”

Brian Taylor

CEO, Scenario Learning, 2008 Business Center Graduate

“The Business Center is Greater Cincinnati’s greatest entrepreneurial asset. The incubation program gave me the foundation and the encouragement that I needed to succeed.”

Thomas Reed

Founder Intrexon Corp., 2004 Business Center Graduate

All Business Incubation157 Business Lending192 Economic Development141

Is it Time to Refinance Your Commercial Property?

October 11, 2019

Marianne McWilliams

THE SBA REFINANCE PROGRAM Are you a small business owner who owns your own commercial or industrial building? Are you a professional who advises small businesses who own owner-occupied real estate? If so, you need to be aware of the historical opportunity that the SBA 504 Refinance Program offers. Made permanent in 2016, the SBA…

Benefits of an SBA 504 Loan: A True Win – Win

October 10, 2019

Marianne McWilliams

Did your parents ever tell you that if it is too good to be true, it probably is. The one exception to this rule may be the SBA 504 Loan. According to Joe Mayer, Senior Vice President at Heritage Bank and a former HCDC, Inc. Lender of the Year, the 504 program “is a win-win…

Economic Development Tools: Community Improvement Corporations

October 9, 2019

Marianne McWilliams

HCDC held a workshop last month on a powerful economic development tool: Community Improvement Corporations (CICs). The powers of CICs as well as case studies for the Cities of Sharonville and Wyoming made for lively discussion. Case Studies: Sharonville and Wyoming Chris Xeil Lyons, Sharonville’s Economic Development Director, kicked off the workshop by providing an…

Business Lending

Business Incubation

Economic Development

Latest News

Is it Time to Refinance Your Commercial Property?

Benefits of an SBA 504 Loan: A True Win – Win

Upcoming Events

eKickStart – October 18, 2019 – Chad Mattix of Kinnetix

eKickStart – November 8, 2019 – Chris Bergman of Gylee Games

eKickStart – December 11, 2019 – Larry Kavanaugh of Navistone

See What Others Have to Say

Latest News

Is it Time to Refinance Your Commercial Property?

Benefits of an SBA 504 Loan: A True Win – Win

Economic Development Tools: Community Improvement Corporations

About Us

HCDC Cincinnati Location

Follow Us