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Horizon Certified Development Company has been certified by the U.S. Small Business Administration to offer the SBA 504 Program to small business customers since 1983. The SBA 504 Program enables small businesses to purchase, construct or renovate owner-occupied real estate and purchase equipment with a low down payment and fixed interest rate for a term of ten or twenty years. In addition to normal credit approval, a small business must show that it will meet one of the SBA’s economic development objectives, such as new job creation. Since 1983 Horizon has assisted over 1,000 companies. Eligible companies must be located in the State of Ohio, State of Kentucky or Southeastern Indiana.
Horizon Certified Development Company also administers the Ohio 166 Loan Program on behalf of the Ohio Department of Development throughout the State of Ohio. The 166 Program offers below-market, fixed-rate loans for the purchase of fixed assets such as real estate and equipment for manufacturing and distribution businesses that will create new, full-time jobs.
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